442 Monaco Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 442 Monaco Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,090 sqft · built 1964
Lot Size	0.29 acres (12,624 sqft)
Owner	2 Individual Names on File
Last Sale	$567,000 (Jun 2021)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22M-54-0764`

Property Details

APN / Parcel Number

Primary APN	`22M-54-0764`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	2,090 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,624 sqft (0.29 acres)
Lot Dimensions	103 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 MONACO DR
City	SAINT LOUIS
State	MO
Zip	63122-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	63A
Legal Description	BISCAYNE HEIGHTS PLAT 5 LOT 2
Legal Subdivision	BISCAYNE HEIGHTS PLAT 5
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3031
Census Tract	217500

Owner

442 Monaco Dr is owned and occupied by two individuals who bought it in June 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 MONACO DR, SAINT LOUIS, MO 63122-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	2021326
Deed Book / Page	24936 / 2219
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	442 MONACO DR, SAINT LOUIS, MO 63122-1436
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	0244980838
Date	Dec 11, 2020
Book Page	24498/838
Instrument	2020121100324

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 21, 2021
Property Address	442 MONACO DR, SAINT LOUIS, MO 63122-1436
Document Number	0249362219
Book / Page	24936 / 2219
Map Reference	MB 100 PG 7
Instrument Date	Jun 7, 2021
Instrument	2021062100326
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	2021062100327
Date	Jun 21, 2021
Instrument	2021062100327

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 442 Monaco Dr was $6,917, up 12.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Warson Woods City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,920 (-) Land $66,940 Building $58,980	$662,700 (-) Land $352,300 Building $310,400
2025	$6,917.00 (+12.2%)	$125,920 Land $66,940 Building $58,980	$662,700 Land $352,300 Building $310,400
2024	$6,165.00 (+1.51%)
2023	$6,073.00 (+3.16%)	$101,550 (+9.72%) Land $42,900 Building $58,650	$534,500 Land $225,800 Building $308,700
2022	$5,887.00	$92,550 Land $46,470 Building $46,080
2021			$487,100 Land $244,600 Building $242,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Monaco Dr in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 442 Monaco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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