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424 Gallardo Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 424 Gallardo Cir, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,380 sqft · built 2017
Lot Size0.24 acres (10,454 sqft)
Owner2 Companies on Record
Last Sale$725,000 (Nov 2023)
Tax Bill$8,370 (2025)
Deeds & MortgagesNov 2023 Sale
Apr 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN284197-0250

Property Details

APN / Parcel Number

Primary APN284197-0250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,380 sqft Living Area
Gross Area3,083 sqft
1st Floor Area2,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area544 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,081 sqft
PorchFinished Screened Porch
Porch Area243 sqft
Patio Area839 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address424 GALLARDO CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description61/41-42 ESTATES OF TUSCANY PHASE 2A-1 BLK 197 LOT 25 OR5862/1549
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionESTATES OF TUSCANY PHASE 2A-1
Legal Phase2A
Legal Block197
Legal Lot Number25
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3010
Census Tract21210

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Companies on Record
Mailing Address424 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Warranty Deed, Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Apr 23, 2020Warranty Deed, Transfer
LAND TITLE/AMERICA INC
Feb 8, 2017Quit Claim Deed, Transfer
ANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA
Feb 7, 2017Grant Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number202392598
Deed Book / Page5862 / 1549
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 28, 2023
Property Address424 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number0058621549
Book / Page5862 / 1549
Map ReferenceMB 61 PG 41&42
Instrument DateNov 22, 2023
Instrument2023092598
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Tax$5,075.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 HAVERCROFT LN, GREENVILLE, SC 29615-5557

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address424 GALLARDO CIR, ST AUGUSTINE, FL 32086-7742

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 23, 2020
Property Address424 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number0049281727
Book / Page004928 / 001727
Instrument DateApr 17, 2020
Instrument31577
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyLAND TITLE/AMERICA INC

Transaction

AmountAmount Recorded
Tax$3,115.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address424 GALLARDO CIR ST AUGUSTINE FL 320867742, ST AUGUSTINE, FL 32086-7742

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 8, 2017
Property Address424 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number0043281182
Book / Page004328 / 001182
Instrument DateFeb 2, 2017
Instrument9402
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address424 GALLARDO CIR ST AUGUSTINE FL 320867742, ST AUGUSTINE, FL 32086-7742

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 7, 2017
Property Address424 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number0043280096
Book / Page004328 / 000096
Instrument DateFeb 2, 2017
Instrument9079
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,332.03
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address424 GALLARDO CIR ST AUGUSTINE FL 320867742, ST AUGUSTINE, FL 32086-7742

Mortgage

Document Number43280098
DateFeb 7, 2017
Book Page004328/000098
Instrument9080
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$547,689 (-8.21%) Land $120,000 Building $427,689$547,689 (-8.21%) Land $120,000 Building $427,689
2025$8,370.00 (+13.97%)$596,673 (+61.84%)$596,673 (+11.95%) Land $120,000 Building $476,673
2024$7,344.00 (+65.63%)
2023$4,434.00 (+2.78%) Homeowner's exemption$368,685 (+3%)$532,989 (+2.35%) Land $120,000 Building $412,989
2022$4,314.00 Homeowner's exemption$357,947$520,750 Land $90,720 Building $430,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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