433 E 45th St, #35, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 433 E 45th St, #35, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1926
Square Footage1,368 sqft Finished Area
Lot Size392,040 sqft (9 acres)
PoolAbove-Ground Pool
Last Sale$190,000 (2022)
Tax Bill$2,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-44-00-001.10

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,368 sqft Finished Area
Gross Area1,680 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialCombination Exterior
Roof MaterialComposition Shingle Roof
Lot Area392,040 sqft (9 acres)
Depth X Width90 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Pool TypeAbove-Ground Pool Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address433 E 45TH ST, 35
CityCOVINGTON
StateKY
Zip41015-1870
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOLKING LOT 2 & PT LOT 1 35X90' SS 45TH 43.61FT W OF E LINE OF 9 AC TRACT
Legal SubdivisionWOLKING
Legal Lot Number2&1
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-44-00-001.10

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 E 45TH ST, COVINGTON, KY 41015-1870
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 08, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2022 · Amount on Record
Deed SaleFeb 08, 2022 · Amount on Record
Prior SaleJul 02, 2014 · Amount on Record
Deed Doc Number202292
Deed Book / Page146 / 647
Prior Transfer DateMay 31, 2005
Prior Transfer Doc0005900197
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address433 E 45TH ST # 35, 35, COVINGTON, KY 41015-1870
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900257
DateMar 22, 2021
Book Page187/469
Instrument21032205900257
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 08, 2022
Property Address433 E 45TH ST # 35, 35, COVINGTON, KY 41015-1870
Document Number0005900092
Book / Page146 / 647
Map ReferencePL 502-A
Instrument DateJan 28, 2022
Instrument22020805900092
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 420, INDEPENDENCE, KY 41051-0420

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E 45TH ST, COVINGTON, KY 41015-1870

Mortgage

Document Number0005900093
DateFeb 08, 2022
Instrument22020805900093
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Mortgage

Document Number0005900094
DateFeb 08, 2022
Book Page335/285
Instrument22020805900094
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 01, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,517.00 (-0.51%)$190,000 (-) Land $10,000 Building $180,000$190,000 (-) Land $10,000 Building $180,000
2023$2,530.00$190,000 Land $10,000 Building $180,000$190,000 Land $10,000 Building $180,000

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