430 E 45th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 430 E 45th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Square Footage	1,184 sqft Finished Area
Lot Size	2,500 sqft (0.057 acres)
Occupancy	Owner Occupied
Tax Bill	$1,457.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-43-09-024.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,184 sqft Finished Area
Gross Area	1,296 sqft Gross Area
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Lot Area	2,500 sqft (0.057 acres)
Depth X Width	100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0564309024.00
Street Address	430 E 45TH ST
City	COVINGTON
State	KY
Zip	41015-1816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	H S & H LOT 16 25'X 100' NS E 45TH ST
Legal Subdivision	HALL SANFORD & HALL
Legal Lot Number	16
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1008
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-09-024.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 E 45TH ST, COVINGTON, KY 41015-1816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2021
Deed Sale	Feb 15, 2021
Prior Sale	Apr 16, 2015
Deed Doc Number	0000007212
Deed Book / Page	C-5664 / 124
Prior Transfer Date	Jun 05, 2015
Prior Transfer Doc	15 06 04 059 00182
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 15, 2021
Property Address	430 E 45TH ST, COVINGTON, KY 41015-1816
Document Number	0005900155
Book / Page	72 / 12
Map Reference	PL 197
Instrument Date	Jan 29, 2021
Instrument	21021505900155
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 DARDANELLES DR, 737, LEXINGTON, KY 40503-5817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E 45TH ST, COVINGTON, KY 41015-1816

Mortgage

Document Number	0005900156
Date	Feb 15, 2021
Book Page	167/761
Instrument	21021505900156

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-0.55%)	$110,000 (-) Land $10,000 Building $100,000	$110,000 (-) Land $10,000 Building $100,000
2023	$1,465.00	$110,000 Land $10,000 Building $100,000	$110,000 Land $10,000 Building $100,000