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431 E 45th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 431 E 45th St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Square Footage1,584 sqft Finished Area
Lot Size2,935 sqft (0.067 acres)
Last Sale$115,000 (2022)
Tax Bill$1,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-44-00-001.09

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,584 sqft Finished Area
Gross Area1,704 sqft Gross Area
Stories2 Stories

Exterior

Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area2,935 sqft (0.067 acres)
Depth X Width90 ft x 34 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address431 E 45TH ST
CityCOVINGTON
StateKY
Zip41015-1870
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionWOLKING PT LOT 3 34X90' IRREG SEC E 45TH ST
Legal SubdivisionWOLKING
Legal Lot Number3
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-44-00-001.09

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address431 MICAH CT, BURLINGTON, KY 41005-6594
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2022Intrafamily Transfer, Transfer
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS
Apr 12, 2019Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2022 · Amount on Record
Deed SaleNov 04, 2022 · Amount on Record
Prior SaleApr 12, 2019 · Amount on Record
Deed Doc Number202236
Deed Book / Page198 / 773
Prior Transfer DateOct 20, 2022
Prior Transfer Doc0005900036
Record RefreshedJun 08, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateNov 04, 2022
Property Address431 E 45TH ST, COVINGTON, KY 41015-1870
Document Number0005900036
Book / Page198 / 773
Instrument DateOct 25, 2022
Instrument22110405900036
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address431 MICAH CT, 431, BURLINGTON, KY 41005-6594

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E 45TH ST, COVINGTON, KY 41015-1870

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address431 E 45TH ST, COVINGTON, KY 41015-1870
Document Number0000000070
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address431 E 45TH ST COVINGTON KY 410151870, COVINGTON, KY 41015-1870

Mortgage

Document Number0000000070
DateMay 22, 2020
Book Page000M47/000405
Instrument70
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 12, 2019
Property Address431 E 45TH ST, COVINGTON, KY 41015-1870
Document Number0000000081
Book / Page0C6638 / 000100
Instrument DateApr 10, 2019
Instrument81
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address431 E 45TH ST COVINGTON KY 410151870, COVINGTON, KY 41015-1870

Mortgage

Document Number82
DateApr 12, 2019
Book Page0C6638/000107
Instrument82
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (-0.52%)$115,000 (-) Land $10,000 Building $105,000$115,000 (-) Land $10,000 Building $105,000
2023$1,531.00$115,000 Land $10,000 Building $105,000$115,000 Land $10,000 Building $105,000

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