426 E 45th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 426 E 45th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Square Footage	1,184 sqft Finished Area
Lot Size	2,500 sqft (0.057 acres)
Occupancy	Owner Occupied
Last Sale	$117,500 (2020)
Tax Bill	$1,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-43-09-022.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,184 sqft Finished Area
Gross Area	1,296 sqft Gross Area
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Lot Area	2,500 sqft (0.057 acres)
Depth X Width	100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0564309022.00
Street Address	426 E 45TH ST
City	COVINGTON
State	KY
Zip	41015-1816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	H S & H LOT 14 25'X 100' NS E 45TH ST
Legal Subdivision	HALL SANFORD & HALL
Legal Lot Number	14
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1008
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-09-022.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	426 E 45TH ST, COVINGTON, KY 41015-1816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer POLARIS HM FNDG
Jun 16, 2020	Warranty Deed, Construction Loan · Building or Construction Mortgage ALPHA 9 CAP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Doc Number	0000055107
Deed Book / Page	55 / 107
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 13, 2020
Property Address	426 E 45TH ST, COVINGTON, KY 41015-1816
Document Number	0000000159
Book / Page	000055 / 000107
Instrument Date	Nov 10, 2020
Instrument	159
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 45TH ST COVINGTON KY 410151816, COVINGTON, KY 41015-1816

Mortgage

Document Number	160
Date	Nov 13, 2020
Book Page	00M126/000198
Instrument	160

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Mortgage

Document Number	161,
Date	Nov 13, 2020
Book Page	00M126/000212
Instrument	161

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2030

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 16, 2020
Property Address	426 E 45TH ST, COVINGTON, KY 41015-1816
Document Number	0000000146
Book / Page	000026 / 000484
Instrument Date	Jun 11, 2020
Instrument	146
Transaction Type	Construction Loan
Record Updated	Jul 20, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2045 MADISON AVE COVINGTON KY 410141770, COVINGTON, KY 41014-1770

Mortgage

Document Number	147
Date	Jun 16, 2020
Book Page	000057/000983
Instrument	147

Lender

Name	ALPHA 9 CAP LLC
Address	MASON, OH 45040

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2021

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (-0.58%)	$117,500 (-) Land $10,000 Building $107,500	$117,500 (-) Land $10,000 Building $107,500
2023	$1,565.00	$117,500 Land $10,000 Building $107,500	$117,500 Land $10,000 Building $107,500

426 E 45th St, Covington (Latonia), KY 41015 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E 45th St

Nearby Streets

Search Property Records by Address or Parcel Number