433 E 2nd St, West Jefferson, NC 28694 Property Records

Ashe County property record for 433 E 2nd St, West Jefferson, NC 28694

Property Summary

Property TypeSingle Family Home
Details2,600 sqft · built 2009
Lot Size4.42 acres (192,666 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Sep 2021)
Tax Bill$2,954 (2025)
Deeds & MortgagesJul 2019 Refinance
Sep 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN19223-001-436

Property Details

APN / Parcel Number

Primary APN19223-001-436
Alternative APN
  • 108750

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area2,600 sqft Heated Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Lot Area192,666 sqft (4.42 acres)
Garage Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number108750
Street Address433 E 2ND ST
CityWEST JEFFERSON
StateNC
Zip28694-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.423A LOTS 6-19 & PT 15-19 BK B 96 .810 A T
Legal BlockB
Legal Lot Number6-19
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1007
Census Tract970400

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1439 SW 26TH AVE, POMPANO BEACH, FL 33069-4315
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
STATE EMPLOYEES CREDIT UNION
Sep 13, 2021Warranty Deed, Transfer
Nov 25, 2019Warranty Deed, Transfer
Jun 19, 2018Warranty Deed, Transfer
Jun 14, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Document Number20215418
Deed Book / Page532 / 447
Prior Transfer DateNov 22, 2019
Prior Transfer Doc000507/471
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address433 E 2ND ST, WEST JEFFERSON, NC 28694-9757
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00502/1894
DateJul 29, 2019
Book Page502/1894
Instrument3182
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 1, 2029

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateSep 13, 2021
Property Address433 E 2ND ST, WEST JEFFERSON, NC 28694-9757
Document Number000532/447
Book / Page532 / 447
Instrument DateSep 9, 2021
Instrument5418
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1874 CHARITY DR, BRENTWOOD, TN 37027-1452

Transferred To (Grantee/Buyer)

NameVerified Name
Address1439 SW 26TH AVE, POMPANO BEACH, FL 33069-4315

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateNov 25, 2019
Property Address433 E 2ND ST, WEST JEFFERSON, NC 28694-9757
Document Number000507/471
Book / Page507 / 471
Instrument DateNov 22, 2019
Instrument5397
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 MAPLE AVE, WEST JEFFERSON, NC 28694-7249

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateJun 19, 2018
Property Address433 E 2ND ST, WEST JEFFERSON, NC 28694-9757
Document Number0000492/44
Book / Page492 / 44
Instrument DateJun 15, 2018
Instrument000000002679
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 MAPLE AVE, WEST JEFFERSON, NC 28694-7249

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionASHE NC
Recording DateJun 14, 2018
Property Address433 E 2ND ST, WEST JEFFERSON, NC 28694-9757
Document Number00491/2140
Book / Page491 / 2140
Instrument DateJun 1, 2018
Instrument000000002604
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 FRIENDSHIP BAPT CHURCH RD, JEFFERSON, NC 28640-9228

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityWest Jefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,954.00$671,400 (-) Land $98,500 Building $572,900$671,400 (-) Land $98,500 Building $572,900
2023$2,954.00$671,400 Land $98,500 Building $572,900$671,400 Land $98,500 Building $572,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1995–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WEST JEFFERSON
serves 1,321 people · EPA ID NC0105010
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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