427 E 2nd St, West Jefferson, NC 28694 Property Records

Ashe County property record for 427 E 2nd St, West Jefferson, NC 28694

Property Summary

Property TypeOther Improved
Details1,200 sqft · built 2015
Lot Size0.279 acres (12,153 sqft)
OwnerCompany Name on Record
Last Sale$1,713,000 (Aug 2020)
Tax Bill$820 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN19223-001-423

Property Details

APN / Parcel Number

Primary APN19223-001-423
Alternative APN
  • 109319

Interior

Building Area1,200 sqft Total Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area12,153 sqft (0.279 acres)

Location & Zoning

Account Number109319
Street Address427 E 2ND ST
CityWEST JEFFERSON
StateNC
Zip28694-9757
Property CategoryOther
Property TypeOther > Other Improved
Legal Description.279 A ( 95 ADJ PER 204 2262) RT 221 (PAVED HWY)
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1007
Census Tract970400

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4034 COMMUNITY DR, JUPITER, FL 33458-8753
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleSep 19, 2007
Deed Document Number20203645
Deed Book / Page515 / 580
Record UpdatedJun 8, 2026

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionASHE NC
Recording DateAug 5, 2020
Property Address427 E 2ND ST, WEST JEFFERSON, NC 28694
Document Number000515/580
Book / Page515 / 580
Instrument DateAug 4, 2020
Instrument3645
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$3,426.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 846, WEST JEFFERSON, NC 28694-0846

Transferred To (Grantee/Buyer)

NameVerified Name
Address4034 COMMUNITY DR, JUPITER, FL 33458-8753

Mortgage

Document Number0000003646
DateAug 5, 2020
Instrument03646
Lender
NameJOHNSTON SHUMATE LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term92 Months
DueMar 31, 2028

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityWest Jefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$820.00$186,400 (-) Land $97,200 Building $89,200$186,400 (-) Land $97,200 Building $89,200
2023$820.00 (+11.26%)$186,400 (+28.91%) Land $97,200 Building $89,200$186,400 (+28.91%) Land $97,200 Building $89,200
2022$737.00$144,600 Land $85,100 Building $59,500$144,600 Land $85,100 Building $59,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1995–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WEST JEFFERSON
serves 1,321 people · EPA ID NC0105010
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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