Ashe County property record for 432 E 2nd St, West Jefferson, NC 28694
| Property Type | Other Improved |
|---|---|
| Details | 2,012 sqft · built 2015 |
| Lot Size | 2.01 acres (87,730 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $325,000 (Mar 2018) |
| Tax Bill | $2,009 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19223-001-921 |
| Primary APN | 19223-001-921 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,012 sqft Total Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 87,730 sqft (2.01 acres) |
| Account Number | 897 |
|---|---|
| Old Parcel Number | 19223001921 |
| Street Address | 432 E 2ND ST |
| City | WEST JEFFERSON |
| State | NC |
| Zip | 28694-9757 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 2.014 A RT 221 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | WEST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970400 |
432 E 2nd St is owned by a company that bought it in March 2018.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2204 MASONS POINT PL, WILMINGTON, NC 28405-5276 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Deed Document Number | 20181212 |
| Deed Book / Page | 489 / 1022 |
| Prior Transfer Date | Aug 31, 2006 |
| Prior Transfer Doc | 00356/1885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 432 E 2ND ST, WEST JEFFERSON, NC 28694-9757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2204 MASONS POINT PL, WILMINGTON, NC 28405-5276 |
| Document Number | 000532/600 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 532/600 |
| Instrument | 5459 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | JEFFERSON, NC 28640 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Mar 15, 2018 |
| Property Address | 432 E 2ND ST, WEST JEFFERSON, NC 28694-9757 |
| Document Number | 00489/1022 |
| Book / Page | 489 / 1022 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 000000001212 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 E 2ND ST, WEST JEFFERSON, NC 28694-9757 |
The 2026 property tax bill for 432 E 2nd St was $2,009, up 5.5% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | West Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,009.00 (+5.46%) | $433,000 (-) Land $184,900 Building $248,100 | $433,000 (-) Land $184,900 Building $248,100 |
| 2025 | $1,905.00 | $433,000 Land $184,900 Building $248,100 | $433,000 Land $184,900 Building $248,100 |
| 2023 | $1,905.00 (+10.63%) | $433,000 (+28.18%) Land $184,900 Building $248,100 | $433,000 (+28.18%) Land $184,900 Building $248,100 |
| 2022 | $1,722.00 | $337,800 Land $142,500 Building $195,300 | $337,800 Land $142,500 Building $195,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 E 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST JEFFERSON serves 1,321 people · EPA ID NC0105010 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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