429 E 2nd St, West Jefferson, NC 28694 Property Records

Ashe County property record for 429 E 2nd St, West Jefferson, NC 28694

Property Summary

Property TypeOther Improved
Detailsbuilt 2015
Lot Size6.88 acres (299,693 sqft)
OwnerCompany Name on Record
Last Sale$2,850,000 (Dec 2022)
Tax Bill$12,719 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN19223-001-900

Property Details

APN / Parcel Number

Primary APN19223-001-900
Alternative APNs
  • 113412
  • 3741

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area299,693 sqft (6.88 acres)
Garage Area2,820 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number113412
Street Address429 E 2ND ST
CityWEST JEFFERSON
StateNC
Zip28694-9757
Property CategoryOther
Property TypeOther > Other Improved
Legal Description6.880 AC (DB 548/698)
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1007
Census Tract970400

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address215 W PLAZA DR, MOORESVILLE, NC 28117-8229
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2018Deed of Trust, Mortgage
LIFESTORE BANK
Aug 29, 2018Deed of Trust, Mortgage
LIFESTORE BANK
Dec 1, 2022Special Warranty Deed, Transfer
Sep 23, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleJun 6, 2007 · Amount on Record
Deed Document Number20226361
Deed Book / Page548 / 698
Prior Transfer DateSep 20, 2022
Prior Transfer Doc000546/511
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address409 E 2ND ST, WEST JEFFERSON, NC 28694-9640
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000494/0000000428
DateAug 29, 2018
Book Page0000000494/0000000428
Instrument000000003891
Lender
NameLIFESTORE BANK
TypeBank
Agreement
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address409 E 2ND ST, WEST JEFFERSON, NC 28694-9640
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000494/0000000442
DateAug 29, 2018
Book Page0000000494/0000000442
Instrument000000003893
Lender
NameLIFESTORE BANK
TypeBank
Agreement
AmountAmount Recorded

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionASHE NC
Recording DateDec 1, 2022
Property Address409 E 2ND ST, WEST JEFFERSON, NC 28694-9640
Document Number000548/698
Book / Page548 / 698
Map ReferenceMB 10 PG 901
Instrument DateNov 30, 2022
Instrument6361
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$5,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 COUNTRY SIDE ACRES DR, WEST JEFFERSON, NC 28694-7361

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 W PLAZA DR, MOORESVILLE, NC 28117-8229

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHE NC
Recording DateSep 23, 2022
Property Address409 E 2ND ST, WEST JEFFERSON, NC 28694-9640
Document Number000546/511
Book / Page546 / 511
Instrument DateSep 20, 2022
Instrument5152
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1921 TEABERRY RD, WARRENSVILLE, NC 28693-9330

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 2ND ST, WEST JEFFERSON, NC 28694-9640

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityWest Jefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,719.00 (+2.8%)$2,890,700 (+2.8%) Land $1,934,100 Building $956,600$2,890,700 (+2.8%) Land $1,934,100 Building $956,600
2023$12,372.00 (+56.73%)$2,812,000 (+81.65%) Land $1,934,100 Building $877,900$2,812,000 (+81.65%) Land $1,934,100 Building $877,900
2022$7,894.00$1,548,000 Land $902,200 Building $645,800$1,548,000 Land $902,200 Building $645,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1995–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WEST JEFFERSON
serves 1,321 people · EPA ID NC0105010
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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