428 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 428 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,740 sqft · built 2020
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jan 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`596-08-00-015`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,740 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	377 ft deep x 117 ft wide

Location & Zoning

Street Address	428 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 15 BLK A
Legal Subdivision	DARRELL CREEK PLANTATION SUBDIVISION NAM
Legal Block	A
Legal Lot Number	15
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1052
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 14, 2019	Quit Claim Deed, Construction Loan · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 11, 2019
Transfer Doc	0772/0265
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 17, 2020
Property Address	428 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0926/0251
Book / Page	000926 / 000251
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1173 WALTONS PASS EVANS GA 308098250, EVANS, GA 30809-8250

January 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 14, 2019
Property Address	428 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0772/0265
Book / Page	000772 / 000265
Instrument Date	Jan 11, 2019
Transaction Type	Construction Loan
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 RAMBLEWOOD RD AIKEN SC 298036695, AIKEN, SC 29803-6695

Mortgage

Document Number	772/0266
Date	Jan 14, 2019
Book Page	000772/000266

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	AIKEN, SC 29804-5489

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 13, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00 (+4.39%)	$861,851 (+2,906.11%) Land $268,247 Building $593,604	$1,750,000 (+107.1%) Land $693,100 Building $1,056,900
2024	$3,005.00 (+7.28%)	$28,670 (-)
2022	$2,801.00	$28,670	$845,000 (-) Land $275,000 Building $570,000
2020			$845,000 Land $275,000 Building $570,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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