433 Braddock St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 433 Braddock St, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1963
Lot Size	0.238 acres (10,375 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2023)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-026920`

Property Details

APN / Parcel Number

Primary APN	`29-026920`
Alternative APN	`026920`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,375 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Mixed
Garage Area	432 sqft
Parking Spaces	3 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026920
Street Address	433 BRADDOCK ST
City	CUMBERLAND
State	MD
Zip	21502-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADDOCK ST PT LOT 22 83X125 BRADDOCK FARM
Legal Subdivision	BRADDOCK FARM ADDITION TO LAVALE
Legal Lot Number	22
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2000
Census Tract	1401

Owner

Source: Allegany County records · APN 29-026920

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 BRADDOCK ST, CUMBERLAND, MD 21502-7003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Book / Page	2916 / 406
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 19, 2023
Property Address	433 BRADDOCK ST, LAVALE, MD 21502-7003
Document Number	002916-0406
Book / Page	2916 / 406
Map Reference	LB 299 FO 216
Instrument Date	Oct 06, 2023
Transaction Type	Transfer
Record Updated	Nov 02, 2023
Title Company	NOT AVAILABLE, ELEVATED SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 BRADDOCK ST, LAVALE, MD 21502-7003

Mortgage

Document Number	0029160414
Date	Oct 19, 2023
Instrument	2916-0414

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,833 (+24.51%)	$137,100 (+25.43%) Land $25,900 Building $111,200
2025	$1,461.00 (+31.03%) Homeowner's exemption
2023	$1,115.00	$102,667	$109,300 Land $22,800 Building $86,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004, rainfall accumulation
Claims By Storm	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Skypacket Networks	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.