505 Braddock St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 505 Braddock St, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1925
Lot Size	0.202 acres (8,788 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Jun 2021)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Jun 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-029881`

Property Details

APN / Parcel Number

Primary APN	`29-029881`
Alternative APN	`029881`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	120 sqft
Finished Basement	360 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,788 sqft (0.202 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029881
Street Address	505 BRADDOCK ST
City	CUMBERLAND
State	MD
Zip	21502-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	505 BRADDOCK ST PT LOT 32 65X125 147
Legal Subdivision	BRADDOCK FARMS ADD
Legal Lot Number	32
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2005
Census Tract	1401

Owner

505 Braddock St is owned and occupied by an individual who bought it in June 2021.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	505 BRADDOCK ST, CUMBERLAND, MD 21502-7004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Book / Page	2666 / 493
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 4, 2021
Property Address	505 BRADDOCK ST, LAVALE, MD 21502-7004
Document Number	002666-0493
Book / Page	2666 / 493
Map Reference	PL 101
Instrument Date	May 4, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BRADDOCK ST, CUMBERLAND, MD 21502-7004

Mortgage

Document Number	0002666514
Date	Jun 4, 2021
Instrument	2666/514

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	002666-0500
Date	Jun 4, 2021
Book Page	2666/500

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 505 Braddock St was $1,181 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,067	$145,500 Land $21,900 Building $123,600
2025	$1,181.00 Homeowner's exemption
2023	$953.00 Homeowner's exemption	$112,833	$129,200 Land $19,300 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Braddock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Braddock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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