425 Braddock St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 425 Braddock St, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 884 sqft · built 1949
Lot Size0.28 acres (12,203 sqft)
Owner2 Individual Names on Record
Last Sale$61,000 (Oct 2001)
Tax Bill$1,291 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN29-015813

Property Details

APN / Parcel Number

Primary APN29-015813
Alternative APN
  • 015813

Interior

Full Baths1 Bath
Stories1 Story
Building Area884 sqft Total Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialSiding
Roof MaterialMetal
Lot Area12,203 sqft (0.28 acres)
Garage TypeMixed
Garage Area340 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area256 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number015813
Street Address425 BRADDOCK ST
CityCUMBERLAND
StateMD
Zip21502-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description425 BRADDOCK ST PT LOT 24 160X78 BRADDOCK FARMS 143X83
Legal SubdivisionBRADDOCK FARMS ADD
Legal Lot Number24
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2000
Census Tract1401

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 BRADDOCK ST, CUMBERLAND, MD 21502-7002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2001 · Amount on Record
Deed SaleOct 18, 2001 · Amount on Record
Deed Document Number20011729
Deed Book / Page698 / 141
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address425 BRADDOCK ST, LAVALE, MD 21502-7002
Document Number0025780441
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 BRADDOCK ST LAVALE MD 215027002, LAVALE, MD 21502-7002

Mortgage

Document Number0025780441
DateAug 19, 2020
Book Page002578/000441
Lender
NameFIRST PEOPLES CMNTY FCU
TypeCredit Union
AddressCRESAPTOWN, MD 21505
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 18, 2030

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,233 (+26.88%)$123,700 (+29.8%) Land $30,500 Building $93,200
2025$1,291.00 (+32%)
2023$978.00$90,033$95,300 Land $26,800 Building $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1984–2004)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2004 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Braddock St

Nearby Streets

Search Property Records by Address or Parcel Number