443 Braddock St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 443 Braddock St, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 1945
Lot Size	0.256 acres (11,150 sqft)
Owner	Individual Name on File
Last Sale	$159,777 (Jan 2019)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-032335`

Property Details

APN / Parcel Number

Primary APN	`29-032335`
Alternative APN	`032335`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Total Area
Basement Area	1,002 sqft
Finished Basement	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stone
Roof Material	Metal
Lot Area	11,150 sqft (0.256 acres)
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	032335
Street Address	443 BRADDOCK ST
City	CUMBERLAND
State	MD
Zip	21502-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	443 BRADDOCK ST PT LOTS 18-19 82X101 BRADDOCK FARMS 127X112
Legal Subdivision	BRADDOCK FARMS ADDITION
Legal Lot Number	18,19
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2000
Census Tract	1401

Owner

443 Braddock St is owned and occupied by an individual who bought it in January 2019.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	443 BRADDOCK ST, CUMBERLAND, MD 21502-7003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR
Jan 23, 2019	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Book / Page	2441 / 253
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	443 BRADDOCK ST, LAVALE, MD 21502-7003
Document Number	0025490121
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 BRADDOCK ST LAVALE MD 215027003, LAVALE, MD 21502-7003

Mortgage

Document Number	0025490121
Date	Apr 21, 2020
Book Page	002549/000121

Lender

Name	MANUFACTURERS & TRADERS TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 23, 2019
Property Address	443 BRADDOCK ST, LAVALE, MD 21502-7003
Document Number	0024410253
Book / Page	002441 / 000253
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 BRADDOCK ST LAVALE MD 215027003, LAVALE, MD 21502-7003

Mortgage

Document Number	24410258
Date	Jan 23, 2019
Book Page	002441/000258

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 443 Braddock St was $2,515.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,367	$238,600 Land $27,800 Building $210,800
2025	$2,515.00
2023	$1,869.00	$172,000	$186,900 Land $24,500 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Braddock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Braddock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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