Orange County property record for 4324 Old Sycamore Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,851 sqft · built 2015 |
| Lot Size | 0.473 acres (20,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,000 (Apr 2019) |
| Tax Bill | $6,619 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-27-5844-00-180 |
| Primary APN | 09-23-27-5844-00-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 3,856 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,588 sqft (0.473 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4324 OLD SYCAMORE LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ORCHARD HILLS PHASE 1 81/18 LOT 18 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ORCHARD HILLS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5844 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 17114 |
4324 Old Sycamore Loop is owned and occupied by two individuals who bought it in April 2019.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4324 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Apr 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on File |
| Deed Sale | Apr 5, 2019 · Amount on File |
| Prior Sale | Mar 19, 2015 · Amount on File |
| Deed Document Number | 2019207996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4324 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355 |
| Document Number | 0000236524 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | ALOMA TITLE COMPANY, ALOMA TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4324 OLD SYCAMORE LOOP WINTER GARDEN FL 347875355, WINTER GARDEN, FL 34787-5355 |
| Document Number | 0000236524 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 236524 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 4324 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355 |
| Document Number | 0000207996 |
| Map Reference | MB 81 PG 18-27 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 20190207996 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,178.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2613 STANTON HALL CT, 2613, WINDERMERE, FL 34786-3401 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4324 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355 |
| Document Number | 0000207997 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 20190207997 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 4324 Old Sycamore Loop was $6,619, up 4.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,177 (+2.7%) | $551,520 (-9.93%) Land $100,000 Building $451,520 | |
| 2025 | $6,619.00 (+4.63%) Homeowner's exemption | $409,130 | $612,300 Land $110,000 Building $502,300 |
| 2024 | $6,326.00 (+7.44%) | ||
| 2023 | $5,888.00 (+3.72%) Homeowner's exemption | $386,019 (+3%) | $552,261 (+14.75%) Land $110,000 Building $442,261 |
| 2022 | $5,677.00 Homeowner's exemption | $374,776 | $481,259 Land $110,000 Building $371,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4324 Old Sycamore Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4324 Old Sycamore Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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