4307 Old Sycamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 4307 Old Sycamore Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,159 sqft · built 2015
Lot Size0.182 acres (7,934 sqft)
Owner2 Individual Names on Record
Last Sale$591,000 (Aug 2021)
Tax Bill$9,178 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-23-27-5844-00-320

Property Details

APN / Parcel Number

Primary APN09-23-27-5844-00-320
Alternative APNs
  • 272309584400320
  • 136542
  • 137399
  • 138910

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,159 sqft Living Area
Gross Area4,649 sqft
1st Floor Area1,716 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,934 sqft (0.182 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area223 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4307 OLD SYCAMORE LOOP
CityWINTER GARDEN
StateFL
Zip34787-5356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionORCHARD HILLS PHASE 1 81/18 LOT 32
Legal Range27E
Legal Township23S
Legal Section09
Legal SubdivisionORCHARD HILLS PH 1
Legal Phase1
Legal Tract5844
Legal Lot Number32
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1019
Census Tract17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4307 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2023Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Mar 9, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleAug 5, 2015 · Amount on Record
Deed Document Number2021531877
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4307 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5356
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5356

Mortgage

Document Number0000096391
DateFeb 20, 2023
Instrument20230096391
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 31, 2021
Property Address4307 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5356
Document Number0000531877
Map ReferenceMB 81 PG 18-27
Instrument DateAug 27, 2021
Instrument20210531877
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyCLEAR COAST TITLE LLC, CLEAR OCEAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,137.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16768 SANCTUARY DR, 16768, WINTER GARDEN, FL 34787-4164

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000531878
DateAug 31, 2021
Instrument20210531878
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMar 9, 2020
Property Address4307 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5356
Document Number0000151527
Instrument DateMar 6, 2020
Instrument151527
Transaction TypeTransfer
Record UpdatedApr 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4307 OLD SYCAMORE LOOP WINTER GARDEN FL 347875356, WINTER GARDEN, FL 34787-5356

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,676 (+2.7%)$626,140 (-9.45%) Land $100,000 Building $526,140
2025$9,178.00 (+4.14%) Homeowner's exemption$573,200 (+5.99%)$691,500 (+11.2%) Land $110,000 Building $581,500
2024$8,813.00 (+7.42%)
2023$8,204.00 (+3.44%) Homeowner's exemption$540,821 (+3%)$621,880 (+15.23%) Land $110,000 Building $511,880
2022$7,931.00 Homeowner's exemption$525,069$539,684 Land $110,000 Building $429,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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