4318 Old Sycamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 4318 Old Sycamore Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,206 sqft · built 2014
Lot Size	0.231 acres (10,052 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2019)
Tax Bill	$7,563 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-27-5844-00-190`

Property Details

APN / Parcel Number

Primary APN	`09-23-27-5844-00-190`
Alternative APNs	`272309584400190` `136525` `137383` `138896`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,206 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,563 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,052 sqft (0.231 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4318 OLD SYCAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ORCHARD HILLS PHASE 1 81/18 LOT 19
Legal Range	27E
Legal Township	23S
Legal Section	09
Legal Subdivision	ORCHARD HILLS PH 1
Legal Phase	1
Legal Tract	5844
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1018
Census Tract	17114

Owner

4318 Old Sycamore Loop is owned and occupied by two individuals who bought it in December 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4318 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	2019796050
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 20, 2019
Property Address	4318 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355
Document Number	0000796050
Map Reference	MB 81 PG 18-27
Instrument Date	Nov 26, 2019
Instrument	20190796050
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 OLD SYCAMORE LOOP, 4318, WINTER GARDEN, FL 34787-5355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355

Mortgage

Document Number	0000796051
Date	Dec 20, 2019
Instrument	20190796051

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4318 Old Sycamore Loop was $7,563, up 6.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,439 (+2.7%)	$615,350 (-9.69%) Land $100,000 Building $515,350
2025	$7,563.00 (+6.7%) Homeowner's exemption	$467,808	$681,360 Land $110,000 Building $571,360
2024	$7,088.00 (+7.43%)
2023	$6,598.00 (+3.6%) Homeowner's exemption	$431,948 (+3%)	$604,287 (+15.12%) Land $110,000 Building $494,287
2022	$6,369.00 Homeowner's exemption	$419,367	$524,942 Land $110,000 Building $414,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4318 Old Sycamore Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 Old Sycamore Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20