4342 Old Sycamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 4342 Old Sycamore Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,019 sqft · built 2016
Lot Size0.161 acres (7,016 sqft)
Owner2 Individual Names on Record
Last Sale$294,211 (Nov 2016)
Tax Bill$5,664 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-23-27-5844-00-150

Property Details

APN / Parcel Number

Primary APN09-23-27-5844-00-150
Alternative APNs
  • 272309584400150
  • 136520
  • 137377
  • 138891

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,019 sqft Living Area
Gross Area2,934 sqft
1st Floor Area2,019 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,016 sqft (0.161 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area515 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4342 OLD SYCAMORE LOOP
CityWINTER GARDEN
StateFL
Zip34787-5355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionORCHARD HILLS PHASE 1 81/18 LOT 15
Legal Range27E
Legal Township23S
Legal Section09
Legal SubdivisionORCHARD HILLS PH 1
Legal Phase1
Legal Tract5844
Legal Lot Number15
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1018
Census Tract17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4342 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 11, 2016 · Amount on Record
Deed SaleNov 11, 2016 · Amount on Record
Prior SaleOct 1, 2016 · Amount on Record
Deed Document Number2016591414
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4342 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5355
Document Number0000322559
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4342 OLD SYCAMORE LOOP WINTER GARDEN FL 347875355, WINTER GARDEN, FL 34787-5355

Mortgage

Document Number0000322559
DateJun 10, 2020
Instrument322559
Lender
NameTRUSTCO BK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 9, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,200 (+2.7%)$487,520 (-9.83%) Land $100,000 Building $387,520
2025$5,664.00 (+4.95%) Homeowner's exemption$349,757 (+5.99%)$540,680 (+13.13%) Land $110,000 Building $430,680
2024$5,397.00 (+7.47%)
2023$5,022.00 (+3.91%) Homeowner's exemption$330,000 (+3%)$477,921 (+12.72%) Land $110,000 Building $367,921
2022$4,833.00 Homeowner's exemption$320,388$423,987 Land $110,000 Building $313,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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