4323 Utz Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4323 Utz Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,618 sqft · built 1979
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,046 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-027439`

Property Details

APN / Parcel Number

Primary APN	`08-027439`
Alternative APNs	`8027439` `027439`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,618 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	027439
Street Address	4323 UTZ RD
City	HAMPSTEAD
State	MD
Zip	21074-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 3.00 ACS 4323 UTZ RD 19-63 MAR RAY ESTATES SC 2
Legal Subdivision	MAR RAY ESTATES
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	1
Census Block	1012
Census Tract	508103

Owner

4323 Utz Rd is owned and occupied by two individuals.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4323 UTZ RD, HAMPSTEAD, MD 21074-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4323 UTZ RD, HAMPSTEAD, MD 21074-1428
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106740396
Date	Feb 16, 2022
Book Page	10674/396

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	112 Months
Due	Jun 1, 2031

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4323 UTZ RD, HAMPSTEAD, MD 21074-1428
Document Number	0088380044
Book / Page	008838 / 000044
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4323 UTZ RD HAMPSTEAD MD 210741428, HAMPSTEAD, MD 21074-1428

Mortgage

Document Number	0088380044
Date	Oct 19, 2017
Book Page	008838/000044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 18, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4323 Utz Rd was $4,046 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,046.00 (+4.93%) Homeowner's exemption	$369,800	$406,600 Land $170,000 Building $236,600
2025	$3,856.00 Homeowner's exemption
2023	$3,520.00 Homeowner's exemption	$311,533	$351,400 Land $145,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4323 Utz Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4323 Utz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Utz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures