Carroll County property record for 4314 Utz Rd, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,276 sqft · built 1989 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Nov 2014) |
| Tax Bill | $4,001 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-043086 |
| Primary APN | 08-043086 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,276 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,604 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 043086 |
|---|---|
| Street Address | 4314 UTZ RD |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 1.0011 ACS 4314 UTZ RD HAMPSTEAD |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 508103 |
4314 Utz Rd is owned and occupied by an individual who bought it in November 2014.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4314 UTZ RD, HAMPSTEAD, MD 21074-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2014 · Amount on File |
| Deed Sale | Nov 24, 2014 · Amount on File |
| Prior Sale | Feb 20, 2014 · Amount on File |
| Deed Book / Page | 7820 / 392 |
| Transfer Doc | 0000983146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4314 UTZ RD, HAMPSTEAD, MD 21074-1429 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0100820053 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 10082/453 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, PA 15342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4314 UTZ RD, HAMPSTEAD, MD 21074-1429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0091930005 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 9193/0005 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4314 Utz Rd was $4,001 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,001.00 (+4.82%) Homeowner's exemption | $378,900 (+4.12%) | $408,900 (+12.37%) Land $150,000 Building $258,900 |
| 2025 | $3,817.00 Homeowner's exemption | $363,900 Land $125,000 Building $238,900 | $363,900 Land $125,000 Building $238,900 |
| 2023 | $3,533.00 Homeowner's exemption | $312,700 | $363,900 Land $125,000 Building $238,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4314 Utz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4314 Utz Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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