4395 Utz Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4395 Utz Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,294 sqft · built 1976
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2004)
Tax Bill	$3,739 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-024243`

Property Details

APN / Parcel Number

Primary APN	`08-024243`
Alternative APNs	`8024243` `024243`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024243
Street Address	4395 UTZ RD
City	HAMPSTEAD
State	MD
Zip	21074-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 3.02 ACS 4395 UTZ ROAD NE OF GREENMOUNT
Legal Subdivision	GREENMOUNT
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	1
Census Block	1012
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4395 UTZ RD, HAMPSTEAD, MD 21074-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 21, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2004 · Amount on Record
Deed Sale	May 17, 2004 · Amount on Record
Deed Document Number	200435594
Deed Book / Page	3984 / 632
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4395 UTZ RD, HAMPSTEAD, MD 21074-1428
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0115660469
Date	Sep 12, 2025
Book Page	11566/469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4395 UTZ RD, HAMPSTEAD, MD 21074-1428
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107050042
Date	Mar 14, 2022
Book Page	10705/42

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4395 UTZ RD, HAMPSTEAD, MD 21074-1428
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104140328
Date	Aug 19, 2021
Book Page	10414/328

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4395 UTZ RD, HAMPSTEAD, MD 21074-1428
Document Number	0090840001
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4395 UTZ RD HAMPSTEAD MD 210741428, HAMPSTEAD, MD 21074-1428

Mortgage

Document Number	0090840001
Date	Aug 3, 2018
Book Page	009084/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,739.00 (+3.89%) Homeowner's exemption	$343,033 (+5.19%)	$376,900 (+15.58%) Land $170,100 Building $206,800
2025	$3,599.00 (+9.96%) Homeowner's exemption	$326,100 (+12.56%) Land $145,100 Building $181,000	$326,100 (-) Land $145,100 Building $181,000
2023	$3,273.00 Homeowner's exemption	$289,700	$326,100 Land $145,100 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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