4316 Utz Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4316 Utz Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,588 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2026)
Tax Bill	$4,421 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-043094`

Property Details

APN / Parcel Number

Primary APN	`08-043094`
Alternative APNs	`8043094` `043094`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,588 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043094
Street Address	4316 UTZ RD
City	HAMPSTEAD
State	MD
Zip	21074-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LOT 2 1.0115 AC 4316 UTZ RD ROAD TO UTZ ROAD
Legal Subdivision	SPARKEYS KNOLL
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	1
Census Block	1013
Census Tract	508103

Owner

4316 Utz Rd is owned by two individuals who bought it in April 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4207 RALPH AVE, HAMPSTEAD, MD 21074-2330
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Aug 12, 1997 · Amount on File
Deed Book / Page	11747 / 52
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 28, 2026
Property Address	4316 UTZ RD, HAMPSTEAD, MD 21074-1429
Document Number	1174000052
Book / Page	11747 / 52
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4207 RALPH AVE, HAMPSTEAD, MD 21074-2330

Mortgage

Document Number	1174000062,
Date	Apr 28, 2026
Book Page	11747/62

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4316 Utz Rd was $4,421, up 8.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,421.00 (+8.17%)	$389,433 (+8.3%)	$449,100 (+24.89%) Land $150,100 Building $299,000
2025	$4,087.00 Homeowner's exemption	$359,600 Land $125,100 Building $234,500	$359,600 Land $125,100 Building $234,500
2023	$3,707.00 Homeowner's exemption	$328,133	$359,600 Land $125,100 Building $234,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4316 Utz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4316 Utz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30