4320 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4320 Westminster Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1978
Lot Size	0.234 acres (10,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Nov 2019)
Tax Bill	$2,256 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C015802000600060`

Property Details

APN / Parcel Number

Primary APN	`C015802000600060`
Alternative APN	`C-01-35-28-020-0060-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	2,071 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,206 sqft (0.234 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	509 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4320 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 6 BLK 6
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	6
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1030
Census Tract	961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 WESTMINSTER RD, SEBRING, FL 33875-5248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 1, 2019	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 18, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	201962409
Deed Book / Page	2721 / 472
Prior Transfer Date	Dec 5, 2002
Prior Transfer Doc	0016440176
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4320 WESTMINSTER RD, SEBRING, FL 33875-5248
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 WESTMINSTER RD, SEBRING, FL 33875-5248

Mortgage

Document Number	0002147124
Date	Apr 21, 2023
Book Page	2969/1918
Instrument	2147124

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 1, 2019
Property Address	4320 WESTMINSTER RD, SEBRING, FL 33875-5248
Document Number	0001962409
Book / Page	2721 / 0472
Map Reference	MB 7 PG 6
Instrument Date	Oct 29, 2019
Instrument	1962409
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 WESTMINSTER RD, 4320, SEBRING, FL 33875-5248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70225 9TH ST, COVINGTON, LA 70433-5339

Mortgage

Document Number	0002721474
Date	Nov 1, 2019
Instrument	2721/474

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 18, 2017
Property Address	4320 WESTMINSTER RD, SEBRING, FL 33875-5248
Document Number	0001839189
Book / Page	002562 / 000083
Instrument Date	Jan 17, 2017
Instrument	1839189
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4320 WESTMINSTER RD SEBRING FL 338755248, SEBRING, FL 33875-5248

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,642 (+5.99%)	$260,901 (-1.2%) Land $19,988 Building $240,913
2024	$2,256.00 (+2.64%)
2023	$2,198.00 (+1.71%) Homeowner's exemption	$172,325 (+3%)	$264,060 (+15.37%) Land $16,400 Building $247,660
2022	$2,161.00 Homeowner's exemption	$167,306	$228,883 Land $12,300 Building $216,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Westminster Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures