4217 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4217 Westminster Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,455 sqft · built 1986
Lot Size	0.241 acres (10,534 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jun 2021)
Tax Bill	$3,027 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0050-0190`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0050-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	1,805 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,534 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Fence	Fence
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4217 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 19 BLK 5
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	5
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1029
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jul 12, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 1, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	May 22, 2013 · Amount on Record
Deed Document Number	2040932
Deed Book / Page	2832 / 1548
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 20, 2026
Property Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247
Document Number	0002322234
Book / Page	3206 / 53
Instrument Date	Jul 8, 2026
Instrument	20262322234
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247

Mortgage

Document Number	0002322234,
Date	Jul 20, 2026
Book Page	3206/53
Instrument	20262322234

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2046

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 25, 2021
Property Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247
Document Number	0002040932
Book / Page	2832 / 1548
Map Reference	MB 7 PG 6
Instrument Date	Jun 24, 2021
Instrument	2040932
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4217 WESTMINSTER RD, 4217, SEBRING, FL 33875-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247

Mortgage

Document Number	0028321550
Date	Jun 25, 2021
Instrument	2832/1550

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247
Document Number	0001948773
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4217 WESTMINSTER RD SEBRING FL 338755247, SEBRING, FL 33875-5247

Mortgage

Document Number	0001948773
Date	Jul 18, 2019
Book Page	002703/000539
Instrument	1948773

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4217 WESTMINSTER RD, SEBRING, FL 33875-5247
Document Number	0001890762
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 WESTMINSTER RD SEBRING FL 338755247, SEBRING, FL 33875-5247

Mortgage

Document Number	0001890762
Date	Apr 2, 2018
Book Page	002628/001228
Instrument	1890762

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,905 (+11.65%) Land $20,475 Building $237,430	$257,905 (-0.1%) Land $20,475 Building $237,430
2024	$3,027.00 (+1.85%)
2023	$2,972.00 (+5.69%) Homeowner's exemption	$230,997 (+7.25%)	$258,152 (+19.86%) Land $16,800 Building $241,352
2022	$2,812.00 Homeowner's exemption	$215,385 Land $12,600 Building $202,785	$215,385 Land $12,600 Building $202,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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