Highlands County property record for 4218 Westminster Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,360 sqft · built 1974 |
| Lot Size | 0.234 acres (10,208 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Nov 2025) |
| Tax Bill | $590 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-020-0060-0030 |
| Primary APN | C-01-35-28-020-0060-0030 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,020 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,208 sqft (0.234 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 444 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 532 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4218 WESTMINSTER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 3 BLK 6 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 961301 |
Source: Highlands County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2423 DAISY RD, LORIS, SC 29569-6754 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Jul 7, 2000 · Amount on Record |
| Deed Document Number | 20252286145 |
| Deed Book / Page | 3154 / 1295 |
| Prior Transfer Date | Oct 31, 2025 |
| Prior Transfer Doc | 0002286145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 4218 WESTMINSTER RD, SEBRING, FL 33875-5246 |
| Document Number | 0002286145 |
| Book / Page | 3154 / 1295 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2286145 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2423 DAISY RD, LORIS, SC 29569-6754 |
| Name | Verified Name |
|---|---|
| Address | 4218 WESTMINSTER RD, SEBRING, FL 33875-5246 |
| Document Number | 0031541297 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 3154/1297 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,236 (+2.9%) | $139,844 (+5.7%) Land $19,988 Building $119,856 | |
| 2024 | $590.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $62,426 (+3%) | $132,304 (-4.2%) Land $17,938 Building $114,366 |
| 2023 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $60,608 | $138,101 Land $16,400 Building $121,701 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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