Highlands County property record for 4400 Westminster Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,431 sqft · built 1987 |
| Lot Size | 0.37 acres (16,156 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,500 (Oct 2009) |
| Tax Bill | $1,828 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-020-0120-0040 |
| Primary APN | C-01-35-28-020-0120-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,156 sqft (0.37 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Pool House | 288 sqft |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4400 WESTMINSTER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 4 BLK 12 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN ESTATES |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4400 WESTMINSTER RD, SEBRING, FL 33875-5250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2009 · Amount on Record |
| Deed Sale | Oct 7, 2009 · Amount on Record |
| Prior Sale | Oct 7, 2009 · Amount on Record |
| Deed Document Number | 0001560007 |
| Last Transfer Date | Apr 10, 2015 |
| Transfer Doc | 0001769355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4400 WESTMINSTER RD, SEBRING, FL 33875-5250 |
| Document Number | 0001893507 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4400 WESTMINSTER RD SEBRING FL 338755250, SEBRING, FL 33875-5250 |
| Document Number | 0001893507 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 002632/000256 |
| Instrument | 1893507 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $150,125 (+5.99%) | $275,583 (-1.31%) Land $27,000 Building $248,583 | |
| 2024 | $1,828.00 (+3.1%) | ||
| 2023 | $1,773.00 (+2.07%) Homeowner's exemption | $141,645 (+3%) | $279,245 (+17.31%) Land $25,000 Building $254,245 |
| 2022 | $1,737.00 Homeowner's exemption | $137,519 | $238,041 Land $16,500 Building $221,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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