4320 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4320 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 3 ba · 1,056 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Last Sale	$80,000 (Jul 2016)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-27-31-3049-0001-0070`

Property Details

APN / Parcel Number

Primary APN	`06-27-31-3049-0001-0070`
Alternative APNs	`273106304900010070` `99405`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,056 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,440 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Pole Barn	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4320 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8032
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E M ESTATES PB 6 PG 116 LOT 7
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	E M ESTATES
Legal Tract	3049
Legal Block	70
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43205

Owner

Source: Osceola County records · APN 06-27-31-3049-0001-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2016 · Amount on Record
Deed Sale	Jul 08, 2016 · Amount on Record
Prior Sale	Nov 01, 2010
Deed Document Number	2016104530
Deed Book / Page	4989 / 2401
Last Transfer Date	Nov 09, 2022
Transfer Doc	0063240468
Record Updated	Jun 08, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 02, 2022
Property Address	4320 PACKARD AVE, SAINT CLOUD, FL 34772-8032
Document Number	0063240468
Book / Page	6324 / 468
Map Reference	MB 6 PG 116
Instrument Date	Nov 09, 2022
Instrument	2022173974
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (+7.65%)	$232,400 (+41.62%) Land $130,000 Building $102,400	$232,400 (+41.62%) Land $130,000 Building $102,400
2024	$3,987.00 (+14.5%)
2023	$3,482.00 (+10.12%)	$164,100 (+13.72%) Land $70,000 Building $94,100	$164,100 (+13.72%) Land $70,000 Building $94,100
2022	$3,162.00	$144,300 Land $70,000 Building $74,300	$144,300 Land $70,000 Building $74,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 303 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.