Osceola County property record for 4347 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,713 sqft Heated Area |
| Lot Size | 94,525 sqft (2.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $469,900 (2020) |
| Tax Bill | $5,777.00 (2025) |
| Primary APN | 134488 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,713 sqft Heated Area |
| Gross Area | 5,352 sqft Gross Area |
| 1st Floor | 2,193 sqft 1st Floor |
| Upper Floors | 1,520 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 94,525 sqft (2.17 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 758 sqft Garage |
| Porch | Open Porch |
| Porch Area | 881 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 134488 |
|---|---|
| Street Address | 4347 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 32 LOT 107 BEG AT SW COR LOT 107, N 20 FT, E 380.28 FT, N 311.22 FT, E 263 FT, S 332.08 FT, W 643.30 FT TO |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 43205 |
Source: Osceola County records · APN 134488
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Nov 28, 2016 | Loan Modification, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Doc Number | 2020068611 |
| Deed Book / Page | 5728 / 11 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Document Number | 0059751639 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 5975/1639 |
| Instrument | 2021088372 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Document Number | 0064461245 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 6446/1245 |
| Instrument | 2023096318 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 27, 2020 |
| Property Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Document Number | 0057280011 |
| Book / Page | 5728 / 11 |
| Instrument Date | May 26, 2020 |
| Instrument | 2020068611 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,289.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 S MAGNOLIA AVE, 17, ORLANDO, FL 32801-2646 |
| Name | Verified Name |
|---|---|
| Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Document Number | 0000572814 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 5728/14 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4347 PACKARD AVE, SAINT CLOUD, FL 34772-8026 |
| Document Number | 0051310711 |
| Book / Page | 005131 / 000711 |
| Instrument Date | Nov 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4347 PACKARD AVE ST CLOUD FL 347728026, ST CLOUD, FL 34772-8026 |
| Document Number | 0051310711 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 005131/000711 |
| Instrument | 54742 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 11, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,777.00 (+6.67%) Homeowner's exemption | $406,432 (+5.99%) | $686,200 (+6.27%) Land $134,000 Building $552,200 |
| 2023 | $5,416.00 (+3.79%) Homeowner's exemption | $383,474 (+3%) | $645,700 (+16.89%) Land $104,100 Building $541,600 |
| 2022 | $5,218.00 Homeowner's exemption | $372,305 | $552,400 Land $92,800 Building $459,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 233 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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