4260 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4260 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,648 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$355,000 (2007)
Tax Bill	$2,171.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-27-31-3049-0001-0040`
Alternative APNs	`273106304900010040` `99402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area
Gross Area	2,400 sqft Gross Area
1st Floor	1,648 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	20 sqft Pool
Shed	1 Shed
Shed Area	132 sqft Shed
Deck Area	562 sqft Deck
Porch Area	272 sqft Porch
Pole Structure	432 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4260 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8074
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E M ESTATES PB 6 PG 116 LOT 4
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	E M ESTATES
Legal Tract	3049
Legal Block	40
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1015
Census Tract	43205

Owner

Source: Osceola County records · APN 06-27-31-3049-0001-0040

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4260 PACKARD AVE, SAINT CLOUD, FL 34772-8074
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2007 · Amount on Record
Deed Sale	Mar 30, 2007 · Amount on Record
Prior Sale	Jan 08, 2005 · Amount on Record
Deed Doc Number	200764314
Deed Book / Page	3446 / 394
Prior Transfer Date	Mar 28, 2007
Prior Transfer Doc	0034460392
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4260 PACKARD AVE, SAINT CLOUD, FL 34772-8074
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 PACKARD AVE, SAINT CLOUD, FL 34772-8074

Mortgage

Document Number	0061762428
Date	Mar 22, 2022
Book Page	6176/2428
Instrument	2022045165

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+6.49%) Homeowner's exemption	$156,297 (+5.99%)	$366,700 (+35.26%) Land $130,000 Building $236,700
2024	$2,171.00 (+2.41%)
2023	$2,120.00 (+5.16%) Homeowner's exemption	$147,469 (+3%)	$271,100 (+11.75%) Land $70,000 Building $201,100
2022	$2,016.00 Homeowner's exemption	$143,174	$242,600 Land $70,000 Building $172,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 302 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.