Osceola County property record for 4275 Packard Ave, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,257 sqft · built 1987 |
| Lot Size | 4.89 acres (213,095 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,741 (2025) |
| Deeds & Mortgages | Sep 2024 Re-recorded Document Aug 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-31-4950-0001-0910 |
| Primary APN | 06-27-31-4950-0001-0910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,257 sqft Living Area |
| Gross Area | 5,593 sqft Gross Area |
| 1st Floor Area | 3,257 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 213,095 sqft (4.89 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 550 sqft Garage |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 50 sqft Pool |
| Deck Area | 970 sqft Deck |
| Porch | Florida Room |
| Porch Area | 1,506 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4275 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 32 LOT 91 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 910 |
| Legal Lot Number | 91 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43205 |
Source: Osceola County records · APN 06-27-31-4950-0001-0910
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3045 VEST RD, SAINT CLOUD, FL 34772-7547 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 03, 2024 | Re-recorded Document |
| Aug 20, 2024 | Intrafamily Transfer, Transfer |
| May 25, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage BETTER MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0066520903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 03, 2024 |
| Property Address | 4275 PACKARD AVE, SAINT CLOUD, FL 34772-8075 |
| Document Number | 0066580520 |
| Book / Page | 6658 / 520 |
| Map Reference | MB B PG 32 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 2024112709 |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2507 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2119 |
| Name | Verified Name |
|---|---|
| Address | 3045 VEST RD, SAINT CLOUD, FL 34772-7547 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 20, 2024 |
| Property Address | 4275 PACKARD AVE, SAINT CLOUD, FL 34772-8075 |
| Document Number | 0066520903 |
| Book / Page | 6652 / 903 |
| Map Reference | MB B PG 32 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 2024108046 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2507 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2119 |
| Name | Verified Name |
|---|---|
| Address | 3045 VEST RD, SAINT CLOUD, FL 34772-7547 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 25, 2022 |
| Property Address | 4275 PACKARD AVE, SAINT CLOUD, FL 34772-8075 |
| Document Number | 0062202328 |
| Book / Page | 6220 / 2328 |
| Map Reference | MB B PG 31 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022082507 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2507 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2119 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2507 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2119 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 14, 2019 |
| Property Address | 4275 PACKARD AVE, SAINT CLOUD, FL 34772-8075 |
| Document Number | 0054621060 |
| Book / Page | 005462 / 001060 |
| Instrument Date | Jan 09, 2019 |
| Instrument | 4978 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4437 TRAPP LN ORLANDO FL 328146053, ORLANDO, FL 32814-6053 |
| Document Number | 54621062 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 005462/001062 |
| Instrument | 4979 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,741.00 (+3.84%) | $476,001 (+9.85%) | $658,100 (+11.67%) Land $198,100 Building $460,000 |
| 2024 | $6,492.00 (+7.06%) | ||
| 2023 | $6,064.00 (+8.89%) Homeowner's exemption | $433,301 (+9.03%) | $589,300 (+12.12%) Land $140,900 Building $448,400 |
| 2022 | $5,569.00 Homeowner's exemption | $397,413 | $525,600 Land $140,900 Building $384,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 233 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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