San Bernardino County property record for 4320 Duncan Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,414 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Apr 2021) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3098-281-03-0000 |
| Primary APN | 3098-281-03-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 2,414 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 87,120 sqft |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 896 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4320 DUNCAN RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-4775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | TRACT 13173 LOT 2 |
| Legal Subdivision | TRACT NO 13173 |
| Legal Tract | 13173 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 9122 |
4320 Duncan Rd is owned and occupied by an individual who bought it in April 2021.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 9, 2021 | Grant Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Mar 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 2021162895 |
| Prior Transfer Date | Mar 11, 2019 |
| Prior Transfer Doc | 0000083689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Document Number | 0000008440 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0008440 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Document Number | 0000162895 |
| Map Reference | MB 245 PG 53&54 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-0162895 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Document Number | 0000162896 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-0162896 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 4320 DUNCAN RD, PHELAN, CA 92371-4775 |
| Document Number | 0000083689 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 83689 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4320 DUNCAN RD PHELAN CA 923714775, PHELAN, CA 92371-4775 |
The 2025 property tax bill for 4320 Duncan Rd was $5,808.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,317 (+2%) Land $98,264 Building $393,053 | |
| 2025 | $5,808.00 | $481,683 Land $96,337 Building $385,346 |
| 2023 | $5,368.00 (+2.38%) | $462,978 Land $92,596 Building $370,382 |
| 2022 | $5,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4320 Duncan Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4320 Duncan Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Race Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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