4475 Duncan Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 4475 Duncan Rd, Phelan, CA 92371

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,970 sqft · built 2007
Lot Size1.75 acres (76,568 sqft)
Owner2 Company Names on Record
Last Sale$420,000 (May 2020)
Tax Bill$5,551 (2025)
Deeds & MortgagesMar 2026 Transfer
Jun 2023 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN3069-101-25-0000

Property Details

APN / Parcel Number

Primary APN3069-101-25-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,970 sqft Living Area
Gross Area3,583 sqft
1st Floor Area2,970 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area76,568 sqft
Garage TypeAttached
Garage Area613 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area1,045 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4475 DUNCAN RD
CityPHELAN
StateCA
Zip92371-7904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePHRL
Legal DescriptionPARCEL MAP 9617 PARCEL 1 EX ST
Legal SubdivisionPARCEL MAP 9617
Legal Block2
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2113
Census Tract9122

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4475 DUNCAN RD, PHELAN, CA 92371-7904
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Intrafamily Transfer, Transfer
Jun 8, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
May 15, 2020Grant Deed, Transfer · Conventional Mortgage
AHL FUNDING
Aug 15, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 25, 2017Grant Deed, Transfer · Conventional Mortgage
GRAND CASTLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Document Number2020164460
Prior Transfer DateJul 24, 2017
Prior Transfer Doc0000332827
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateMar 25, 2026
Property Address4475 DUNCAN RD, PHELAN, CA 92371-7904
Document Number0000076751
Map ReferenceMB 102 PG 99&100
Instrument DateMar 18, 2026
Instrument2026-0076751
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4475 DUNCAN RD, PHELAN, CA 92371-7904

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address4475 DUNCAN RD, PHELAN, CA 92371-7904
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4475 DUNCAN RD RS, RS, PHELAN, CA 92371-7904

Mortgage

Document Number0000141557
DateJun 8, 2023
Instrument2023-0141557
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 15, 2020
Property Address4475 DUNCAN RD, PHELAN, CA 92371-7904
Document Number0000164460
Map ReferenceMB 102 PG 99&100
Instrument DateMay 5, 2020
Instrument2020-0164460
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4475 DUNCAN RD, PHELAN, CA 92371-7904

Mortgage

Document Number0000164461
DateMay 15, 2020
Instrument2020-0164461
Lender
NameAHL FUNDING
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 15, 2017
Property Address4475 DUNCAN RD, PHELAN, CA 92371-7904
Document Number0000332827
Instrument DateJul 24, 2017
Instrument332827
Transaction TypeTransfer
Record UpdatedAug 24, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6928 ABIGAIL LN FONTANA CA 923365769, FONTANA, CA 92336-5769

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJul 25, 2017
Property Address4475 DUNCAN RD, PHELAN, CA 92371-7904
Document Number0000301825
Instrument DateJun 13, 2017
Instrument301825
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6928 ABIGAIL LN FONTANA CA 923365769, FONTANA, CA 92336-5769

Mortgage

Document Number301826
DateJul 25, 2017
Instrument301826
Lender
NameGRAND CASTLE INC
Address667 BREA CANYON RD # 24, WALNUT, CA 91789-3011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictSnowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$468,516 (+2%) Land $93,702 Building $374,814
2025$5,551.00 (+8.16%)$459,330 (+4.04%) Land $91,865 Building $367,465
2023$5,132.00 (+2.39%)$441,494 Land $88,298 Building $353,196
2022$5,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELAN PINON HILLS CSD
serves 24,509 people · EPA ID CA3610120
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Race Communications
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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