432 Emslie Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 432 Emslie Ter, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,375 sqft Living Area
Lot Size	69,696 sqft (1.6 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2013)
Tax Bill	$3,669.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`071762-1160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	2,375 sqft Living Area
Gross Area	3,094 sqft Gross Area
1st Floor	2,375 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	69,696 sqft (1.6 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	561 sqft Garage
Patio Area	518 sqft Patio
Porch Area	505 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	432 EMSLIE TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-8403
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	53/89-107 KENSINGTON UNIT 2 LOT 116 OR3688/809
Legal Range	29E
Legal Township	05S
Legal Section	33
Legal Subdivision	KENSINGTON UNIT 2
Legal Block	3
Legal Lot Number	116
Legal Unit	2
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3008
Census Tract	20606

Owner

Source: St. Johns County records · APN 071762-1160

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2013 · Amount on Record
Deed Sale	Feb 19, 2013 · Amount on Record
Prior Sale	May 05, 2006 · Amount on Record
Deed Doc Number	201311509
Deed Book / Page	3688 / 809
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	432 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052270634
Date	Apr 05, 2021
Book Page	5227/634
Instrument	2021036874

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,120 (+2.7%)	$489,220 (+3.01%) Land $130,000 Building $359,220
2025	$3,669.00 (+12.93%) Homeowner's exemption	$286,388 (+5.99%)	$474,910 (+2.71%) Land $130,000 Building $344,910
2024	$3,249.00 (+2.04%)
2023	$3,184.00 (+3.04%) Homeowner's exemption	$270,211 (+3%)	$462,362 (+8.08%) Land $130,000 Building $332,362
2022	$3,090.00 Homeowner's exemption	$262,341	$427,782 Land $112,000 Building $315,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.