420 Emslie Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 420 Emslie Ter, Saint Augustine, FL 32095 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2006)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`071762-1130`

Property Details

APN / Parcel Number

Primary APN	`071762-1130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,315 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	2,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 EMSLIE TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	53/89-107 KENSINGTON UNIT 2 LOT 113 OR2830/565
Legal Range	29E
Legal Township	05S
Legal Section	33
Legal Subdivision	KENSINGTON UNIT 2
Legal Block	3
Legal Lot Number	113
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	20606

Owner

Source: St. Johns County records · APN 071762-1130

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2006 · Amount on Record
Deed Sale	Dec 07, 2006 · Amount on Record
Deed Document Number	200688841
Deed Book / Page	2830 / 565
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	420 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046400355
Date	Nov 13, 2018
Book Page	4640/0355
Instrument	2018081705

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,693 (+2.7%)	$478,305 (+4.79%) Land $130,000 Building $348,305
2025	$3,150.00 (+13.39%) Homeowner's exemption Widower's exemption	$252,866 (+5.99%)	$456,428 (+2.95%) Land $130,000 Building $326,428
2024	$2,778.00 (+2.17%)
2023	$2,719.00 (+1.04%) Homeowner's exemption Widower's exemption	$238,583 (+3%)	$443,370 (+7.32%) Land $130,000 Building $313,370
2022	$2,691.00 Homeowner's exemption Widower's exemption	$231,634	$413,132 Land $112,000 Building $301,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.