St. Johns County property record for 411 Emslie Ter, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,082 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $342,500 (2017) |
| Tax Bill | $7,425.00 (2025) |
| Primary APN | 071762-1190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,082 sqft Living Area |
| Gross Area | 3,818 sqft Gross Area |
| 1st Floor Area | 3,082 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 736 sqft Garage |
| Patio Area | 392 sqft Patio |
| Porch | Finished/Open Porch |
| Porch Area | 545 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 EMSLIE TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53/89-107 KENSINGTON UNIT 2 LOT 119 OR4405/76 & 5982/774 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 33 |
| Legal Subdivision | KENSINGTON UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 119 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 071762-1190
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT INC |
| Jul 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Nov 08, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Sep 11, 2015 · Amount on Record |
| Deed Document Number | 201748863 |
| Deed Book / Page | 4405 / 76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 411 EMSLIE TER, ST AUGUSTINE, FL 32095-8404 |
| Document Number | 0054161209 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 5416/1209 |
| Instrument | 2021122314 |
| Name | FLEXPOINT INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 EMSLIETER TER, SAINT AUGUSTINE, FL 32095 |
| Document Number | 0056011131 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 5601/1131 |
| Instrument | 2022071188 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044600745 |
|---|---|
| Date | Nov 08, 2017 |
| Book Page | 4460/0745 |
| Instrument | 2017075931 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Document Number | 0044050076 |
| Book / Page | 4405 / 0076 |
| Map Reference | MB53 PG89-107 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 2017048863 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | RICHARD T MOREHEAD TITLE & E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 YELLOW BILL LN, 155, PONTE VEDRA BEACH, FL 32082-6542 |
| Name | Verified Name |
|---|---|
| Address | 411 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404 |
| Document Number | 2017048864 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017048864 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,292 (+1.55%) Land $120,000 Building $435,292 | $555,292 (+1.55%) Land $120,000 Building $435,292 | |
| 2025 | $7,425.00 (+15.12%) | $546,823 (+3.97%) | $546,823 (+3.97%) Land $120,000 Building $426,823 |
| 2024 | $6,450.00 (+4.69%) | ||
| 2023 | $6,161.00 (+7.63%) | $525,932 (+7.12%) | $525,932 (+7.12%) Land $115,000 Building $410,932 |
| 2022 | $5,724.00 | $490,997 | $490,997 Land $100,800 Building $390,197 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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