415 Emslie Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 415 Emslie Ter, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,358 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2010)
Tax Bill	$3,253.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`071762-1200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	2,358 sqft Living Area
Gross Area	3,416 sqft Gross Area
1st Floor	2,358 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	746 sqft Garage
Porch Area	380 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	415 EMSLIE TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-8404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	53/89-107 KENSINGTON UNIT 2 LOT 120 OR3339/173
Legal Range	29E
Legal Township	05S
Legal Section	33
Legal Subdivision	KENSINGTON UNIT 2
Legal Block	3
Legal Lot Number	120
Legal Unit	2
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3018
Census Tract	20606

Owner

Source: St. Johns County records · APN 071762-1200

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2010 · Amount on Record
Deed Sale	Aug 02, 2010 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Doc Number	201036973
Deed Book / Page	3339 / 173
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	415 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404
Transaction Type	Mortgage
Record Updated	Apr 01, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8404

Mortgage

Document Number	0052120797
Date	Mar 19, 2021
Book Page	5212/797
Instrument	2021030609

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Dec 01, 2041

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,554 (+2.7%)	$465,809 (+2.27%) Land $120,000 Building $345,809
2025	$3,253.00 (+13.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$260,520 (+5.99%)	$455,459 (+4.07%) Land $120,000 Building $335,459
2024	$2,871.00 (+2.13%)
2023	$2,811.00 (+3.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$245,804 (+3%)	$437,626 (+6.95%) Land $115,000 Building $322,626
2022	$2,723.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$238,645	$409,206 Land $100,800 Building $308,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.