Harford County property record for 432 Acadia Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,684 sqft Total Area |
| Lot Size | 8,475 sqft (0.195 acres) |
| Garage | Basement, 324 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2017) |
| Tax Bill | $2,764.00 (2025) |
| Primary APN | 01-148524 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,684 sqft Total Area |
| Basement Area | 720 sqft Basement |
| Finished Basement | 720 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,475 sqft (0.195 acres) |
| Depth X Width | 113 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 324 sqft Garage |
| Porch Area | 340 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 148524 |
|---|---|
| Street Address | 432 ACADIA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 23 8475 SF 432 ACADIA DRIVE JOPPATOWNE S6 PT 20/32 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 103 |
| Legal Lot Number | 23 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-148524
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 ACADIA DR, JOPPA, MD 21085-4333 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Apr 07, 2017 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2017 · Amount on Record |
| Deed Sale | Apr 07, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Doc Number | 201712294-0222 |
| Deed Book / Page | 12294 / 222 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 432 ACADIA DR, JOPPA, MD 21085-4333 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LAFAYETTE STLMT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0145630484 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 14563/484 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 07, 2017 |
| Property Address | 432 ACADIA DR, JOPPA, MD 21085-4333 |
| Document Number | 0122940222 |
| Book / Page | 12294 / 0222 |
| Map Reference | MB20 FO32 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 12294-0222 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RESOURCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1106 VALLEY HEIGHTS DR, 1106, OWINGS MILLS, MD 21117 |
| Name | Verified Name |
|---|---|
| Address | 432 ACADIA DR, JOPPA, MD 21085-4333 |
| Document Number | 0122940227 |
|---|---|
| Date | Apr 07, 2017 |
| Instrument | 12294-0227 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,533 (+14.85%) | $355,900 (+18.32%) Land $69,200 Building $286,700 | |
| 2025 | $2,764.00 (-4.92%) Homeowner's exemption | ||
| 2023 | $293,900 | $300,800 Land $69,200 Building $231,600 | |
| 2022 | $2,907.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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