Harford County property record for 428 Acadia Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,819 sqft · built 1968 |
| Lot Size | 0.245 acres (10,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Feb 2007) |
| Tax Bill | $2,862 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-128590 |
| Primary APN | 01-128590 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,819 sqft Total Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,660 sqft (0.245 acres) |
| Lot Dimensions | 103 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 128590 |
|---|---|
| Street Address | 428 ACADIA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 25 B103 82/82X103 428 ACADIA DRIVE JOPPATOWNE S6 P 19/4 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 103 |
| Legal Lot Number | 25 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 301402 |
428 Acadia Dr is owned and occupied by two individuals who bought it in February 2007.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 ACADIA DR, JOPPA, MD 21085-4333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2007 · Amount on File |
| Deed Sale | Feb 21, 2007 · Amount on File |
| Prior Sale | Oct 6, 1987 · Amount on File |
| Deed Document Number | 20072102 |
| Deed Book / Page | 7216 / 432 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 Acadia Dr was $2,862 with a homeowner's exemption, up 11.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,862.00 (+11.06%) Homeowner's exemption | $262,633 | $275,700 Land $69,400 Building $206,300 |
| 2025 | $2,577.00 Homeowner's exemption | ||
| 2023 | $227,067 | $236,500 Land $69,400 Building $167,100 | |
| 2022 | $2,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Acadia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Acadia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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