435 Acadia Dr, Joppa, MD 21085 Property Records

Harford County property record for 435 Acadia Dr, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1969
Square Footage1,316 sqft Total Area
Lot Size9,000 sqft (0.207 acres)
GarageBasement, 324 sqft
OccupancyOwner Occupied
Last Sale$259,000 (2016)
Tax Bill$3,122.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-128914
Alternative APNs
  • 1128914
  • 128914

Interior

Full Baths3 Baths
Building Area1,316 sqft Total Area
Basement Area780 sqft Basement
Finished Basement780 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,000 sqft (0.207 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Garage Area324 sqft Garage
Patio Area180 sqft Patio
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number128914
Street Address435 ACADIA DR
CityJOPPA
StateMD
Zip21085-4306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 18 BK 105 9000 SF 435 ACADIA DRIVE JOPPATOWNE S6 PT 20/32
Legal SubdivisionJOPPATOWNE
Legal Block105
Legal Lot Number18
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup1
Census Block1002
Census Tract301402

Owner

Source: Harford County records · APN 01-128914

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address435 ACADIA DR, JOPPA, MD 21085-4306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
May 09, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCIAL FREEDOM MORTGAGE LLC
Jun 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 17, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2016 · Amount on Record
Deed SaleDec 01, 2016 · Amount on Record
Prior SaleOct 21, 1981 · Amount on Record
Deed Doc Number201612116-0053
Deed Book / Page12116 / 53
Prior Transfer DateNov 08, 2016
Prior Transfer Doc0155020430
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address435 ACADIA DR, JOPPA, MD 21085-4306
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ACADIA DR, JOPPA, MD 21085-4306

Mortgage

Document Number0160490199
DateOct 03, 2023
Book Page16049/199
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueApr 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateMay 09, 2022
Property Address435 ACADIA DR, JOPPA, MD 21085-4306
Document Number0155020430
Book / Page15502 / 430
Map ReferenceMB 20 FO 32
Instrument DateMar 26, 2022
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyEAGLE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ACADIA DR, JOPPA, MD 21085-4306

Mortgage

Document Number0155020434
DateMay 09, 2022
Instrument15502-0434
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address435 ACADIA DR, JOPPA, MD 21085-4306
Document Number0139850213
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ACADIA DR JOPPA MD 210854306, JOPPA, MD 21085-4306

Mortgage

Document Number0139850213
DateJul 21, 2020
Book Page013985/000213
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address435 ACADIA DR, JOPPA, MD 21085-4306
Document Number0139850204
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ACADIA DR JOPPA MD 210854306, JOPPA, MD 21085-4306

Mortgage

Document Number0139850204
DateJul 21, 2020
Book Page013985/000204
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$321,167 (+5.71%)$338,500 (-) Land $69,300 Building $269,200
2025$3,122.00 (+4.77%)$303,833 (+8.52%)$338,500 (+18.15%) Land $69,300 Building $269,200
2023$279,967$286,500 Land $69,300 Building $217,200
2022$2,980.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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