Harford County property record for 431 Acadia Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1968 |
| Square Footage | 2,164 sqft Total Area |
| Lot Size | 9,840 sqft (0.226 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $394,900 (2022) |
| Tax Bill | $3,081.00 (2025) |
| Primary APN | 01-139363 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,164 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Asbestos Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,840 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 224 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 448 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 139363 |
|---|---|
| Street Address | 431 ACADIA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 16 BK 105 9840 SF 431 ACADIA DRIVE JOPPATOWNE S6 PT 19/4 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 105 |
| Legal Lot Number | 16 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-139363
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 ACADIA DR, JOPPA, MD 21085-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 21, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Book / Page | 15563 / 249 |
| Prior Transfer Date | Dec 07, 2005 |
| Prior Transfer Doc | 0064770152 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 431 ACADIA DR, JOPPA, MD 21085-4306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0152600148 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 15260/148 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 21, 2022 |
| Property Address | 431 ACADIA DR, JOPPA, MD 21085-4306 |
| Document Number | 0155630249 |
| Book / Page | 15563 / 249 |
| Map Reference | MB GRG 19 PG 4 |
| Instrument Date | Jun 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC, POWERHOUSE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 431 ACADIA DR, JOPPA, MD 21085-4306 |
| Document Number | 0155630256 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 15563-0256 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,100 (+10.51%) | $382,300 (-) Land $69,300 Building $313,000 | |
| 2025 | $3,081.00 (+9.22%) | $315,900 (+16.67%) | $382,300 (+35.23%) Land $69,300 Building $313,000 |
| 2023 | $270,767 | $282,700 Land $69,300 Building $213,400 | |
| 2022 | $2,821.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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