Mecklenburg County property record for 4317 Spring St, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,253 sqft · built 2019 |
| Lot Size | 0.142 acres (6,217 sqft) |
| Owner | Individual Name on File |
| Last Sale | $662,000 (Jan 2022) |
| Tax Bill | $6,457 (2023) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-043-11 |
| Primary APN | 231-043-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,253 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,217 sqft (0.142 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 231-043-11 |
|---|---|
| Street Address | 4317 SPRING ST |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 M62-604 |
| Legal Subdivision | OLD BELLE MEADE |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5847 |
Source: Mecklenburg County records · APN 231-043-11
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Nov 26, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BK&TR |
| Jul 03, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 0037016810 |
| Deed Book / Page | 37016 / 810 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 31, 2022 |
| Property Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000015681 |
| Book / Page | 37016 / 810 |
| Map Reference | MB 62 PG 604 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022015681 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 DALE STREET, PENDLETON, SC 29670 |
| Name | Verified Name |
|---|---|
| Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000015682 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022015682 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000166878 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 35163/845 |
| Instrument | 2020166878 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 26, 2019 |
| Property Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000161813 |
| Book / Page | 034073 / 000148 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 161813 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4317 SPRING ST MATTHEWS NC 28105, MATTHEWS, NC 28105 |
| Document Number | 161814 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 034073/000151 |
| Instrument | 161814 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 03, 2019 |
| Property Address | 4317 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000084245 |
| Book / Page | 33645 / 604 |
| Map Reference | MB 62 PG 604 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 2019084245 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6708 N BALTUSROL LN, CHARLOTTE, NC 28210-7362 |
| Document Number | 0000084246 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 33645/607 |
| Instrument | 2019084246 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Uniti Group.
Based on FCC filings for 156 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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