4313 Spring St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 4313 Spring St, Matthews, NC 28105 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,056 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$467,000 (Jan 2020)
Tax Bill$5,149 (2024)
Deeds & MortgagesJul 2023 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN231-043-12

Property Details

APN / Parcel Number

Primary APN231-043-12

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,056 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4313 SPRING ST
CityMATTHEWS
StateNC
Zip28105-7151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 M62-604
Legal SubdivisionOLD BELLE MEADE
Legal Block3
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3001
Census Tract5847

Owner

Source: Mecklenburg County records · APN 231-043-12

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4313 SPRING ST, MATTHEWS, NC 28105-7151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Jan 29, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
BAY EQUITY
May 17, 2019Quit Claim Deed, Transfer · Line of Credit
MOVEMENT BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2020 · Amount on Record
Deed SaleJan 29, 2020 · Amount on Record
Deed Document Number202012800
Deed Book / Page34238 / 171
Last Transfer DateNov 27, 2021
Transfer Doc0000228048
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4313 SPRING ST, MATTHEWS, NC 28105-7151
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 SPRING ST, MATTHEWS, NC 28105-7151

Mortgage

Document Number0000066901
DateJul 14, 2023
Book Page38251/24
Instrument2023066901
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address26592
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateDec 02, 2021
Property Address4313 SPRING ST, MATTHEWS, NC 28105-7151
Document Number0000228048
Book / Page36827 / 765
Map ReferenceMB 52 PG 292
Instrument DateNov 27, 2021
Instrument2021228048
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 SPRING ST, MATTHEWS, NC 28105-7151

Mortgage

Document Number0000228049
DateDec 02, 2021
Instrument2021228049
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueJan 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4313 SPRING ST, MATTHEWS, NC 28105-7151
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170004
DateOct 15, 2020
Book Page35183/75
Instrument2020170004
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 29, 2020
Property Address4313 SPRING ST, MATTHEWS, NC 28105-7151
Document Number0000012800
Book / Page034238 / 000171
Instrument DateJan 24, 2020
Instrument12800
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$934.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 SPRING ST MATTHEWS NC 28105, MATTHEWS, NC 28105

Mortgage

Document Number12801
DateJan 29, 2020
Book Page034238/000174
Instrument12801
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMay 17, 2019
Property Address4313 SPRING ST, MATTHEWS, NC 28105-7151
Document Number0000059750
Book / Page033515 / 000386
Instrument DateMay 17, 2019
Instrument59750
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6708 N BALTUSROL LN CHARLOTTE NC 282107362, CHARLOTTE, NC 28210-7362

Mortgage

Document Number59751
DateMay 17, 2019
Book Page033515/000389
Instrument59751
Lender
NameMOVEMENT BK
AddressDANVILLE, VA 24541-0640
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 16, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$659,800 Land $125,000 Building $534,800$659,800 Land $125,000 Building $534,800
2024$5,149.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spring St

Nearby Streets

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