Mecklenburg County property record for 4303 Spring St, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 2,941 sqft · built 2018 |
| Lot Size | 0.161 acres (7,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2023) |
| Tax Bill | $6,214 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-043-13 |
| Primary APN | 231-043-13 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,941 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,032 sqft (0.161 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 231-043-13 |
|---|---|
| Street Address | 4303 SPRING ST |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 M62-604 |
| Legal Subdivision | OLD BELLE MEADE SUB |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5847 |
Source: Mecklenburg County assessment roll, APN 231-043-13, as of January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRVIEW HOME MORTGAGE LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG |
| Mar 22, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Sep 25, 2018 | Quit Claim Deed, Transfer · Line of Credit MOVEMENT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2019 · Amount on Record |
| Deed Document Number | 2023051847 |
| Deed Book / Page | 38164 / 18 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 02, 2023 |
| Property Address | 4303 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000051847 |
| Book / Page | 38164 / 18 |
| Map Reference | MB 62 PG 604 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023051847 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14861 SANTA LUCIA DR, CHARLOTTE, NC 28277-3381 |
| Name | Verified Name |
|---|
| Document Number | 0000051848 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023051848 |
| Name | FAIRVIEW HOME MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jul 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4303 SPRING ST, MATTHEWS, NC 28105-7151 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000056900 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 35842/220 |
| Instrument | 2021056900 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4303 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000087034 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4303 SPRING ST MATTHEWS NC 281057151, MATTHEWS, NC 28105-7151 |
| Document Number | 0000087034 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 034685/000328 |
| Instrument | 87034 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 22, 2019 |
| Property Address | 4303 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000032395 |
| Book / Page | 33369 / 307 |
| Map Reference | MB 62 PG 604 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019032395 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6708 N BALTUSROL LN, 6708, CHARLOTTE, NC 28210-7362 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032396 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019032396 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 25, 2018 |
| Property Address | 4303 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000121079 |
| Book / Page | 032997 / 000963 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 121079 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6708 N BALTUSROL LN CHARLOTTE NC 282107362, CHARLOTTE, NC 28210-7362 |
| Document Number | 121080 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 032997/000966 |
| Instrument | 121080 |
| Name | MOVEMENT BK |
|---|---|
| Address | DANVILLE, VA 24541-0640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 24, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll as of January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058473, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 156 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Uniti Group.
Source: EPA Safe Drinking Water Information System, water system NC0160156, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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