4325 Spring St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 4325 Spring St, Matthews, NC 28105 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,948 sqft · built 2019
Lot Size	0.194 acres (8,466 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (May 2019)
Tax Bill	$5,824 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-043-09`

Property Details

APN / Parcel Number

Primary APN	`231-043-09`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,948 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,466 sqft (0.194 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	231-043-09
Street Address	4325 SPRING ST
City	MATTHEWS
State	NC
Zip	28105-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 M64-771
Legal Subdivision	OLD BELLE MEADE
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	5847

Owner

Source: Mecklenburg County records · APN 231-043-09

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4325 SPRING ST, MATTHEWS, NC 28105-7151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 31, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 02, 2019	Quit Claim Deed, Transfer · Construction Mortgage MOVEMENT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jan 02, 2019
Deed Document Number	0033553148
Deed Book / Page	33553 / 148
Record Updated	Jun 07, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4325 SPRING ST, MATTHEWS, NC 28105-7151
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083996
Date	Apr 28, 2021
Book Page	35996/788
Instrument	2021083996

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4325 SPRING ST, MATTHEWS, NC 28105-7151
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 SPRING ST, MATTHEWS, NC 28105-7151

Mortgage

Document Number	0000023451
Date	Mar 17, 2023
Book Page	37995/881
Instrument	2023023451

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 31, 2019
Property Address	4325 SPRING ST, MATTHEWS, NC 28105-7151
Document Number	0000066757
Book / Page	33553 / 148
Map Reference	MB 64 PG 771
Instrument Date	May 31, 2019
Instrument	2019066757
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6708 N BALTUSROL LN, 6708, CHARLOTTE, NC 28210-7362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 SPRING ST, MATTHEWS, NC 28105-7151

Mortgage

Document Number	0000066758
Date	May 31, 2019
Instrument	2019066758

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 02, 2019
Property Address	4325 SPRING ST, MATTHEWS, NC 28105-7151
Document Number	0000000080
Book / Page	033206 / 000170
Instrument Date	Dec 31, 2018
Instrument	80
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6708 N BALTUSROL LN CHARLOTTE NC 282107362, CHARLOTTE, NC 28210-7362

Mortgage

Document Number	81
Date	Jan 02, 2019
Book Page	033206/000173
Instrument	81

Lender

Name	MOVEMENT BK
Address	DANVILLE, VA 24541-0640

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058473, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, AT&T, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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