McHenry County property record for 4317 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 864 sqft · built 1959 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,498 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-278-008 |
| Primary APN | 09-34-278-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4317 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2006R0052176 LT 2 COONEY HEIGHTS 3RD ADDN |
| Legal Subdivision | COONEY HEIGHTS 3RD ADDN |
| Legal Block | 278 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 870605 |
Source: McHenry County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4317 PONCA ST, MCHENRY, IL 60050-5341 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2026 |
| Transfer Doc | 0000018455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 4317 PONCA ST, MCHENRY, IL 60050-5341 |
| Document Number | 0000018455 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202618455 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4317 PONCA ST, MCHENRY, IL 60050-5341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4317 PONCA ST, MCHENRY, IL 60050-5341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008216 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022R0008216 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,498.00 | $61,176 (+20.31%) Land $13,921 Building $47,255 | $183,528 (+20.31%) Land $41,763 Building $141,765 |
| 2022 | Homeowner's exemption | $50,847 Land $11,571 Building $39,276 | $152,541 Land $34,713 Building $117,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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