McHenry County property record for 4316 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,522 sqft · built 1968 |
| Lot Size | 0.207 acres (9,042 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (May 2016) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-276-016 |
| Primary APN | 09-34-276-016 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 1,522 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,042 sqft |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4316 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0017654 LT 36 COONEY HEIGHTS 2ND ADDN |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 34 |
| Legal Subdivision | COONEY HEIGHTS 2ND ADD |
| Legal Block | 276 |
| Legal Lot Number | 36 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 870605 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4316 PONCA ST, MCHENRY, IL 60050-5342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Unknown CONSUMERS CU |
| Apr 27, 2023 | Intrafamily Transfer, Transfer |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit CONSUMER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2016 · Amount on Record |
| Deed Sale | May 24, 2016 · Amount on Record |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Document Number | 0000017654 |
| Last Transfer Date | Apr 27, 2023 |
| Transfer Doc | 0000009446 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4316 PONCA ST, MCHENRY, IL 60050-5342 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0000029141 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022R0029141 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 9.37% |
| Index | 12-Month MTA |
| Max Rate | 9.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 27, 2023 |
| Property Address | 4316 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000009446 |
| Map Reference | DOC276884 MB11 PG101 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023R0009446 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4316 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4316 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000013179 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4316 PONCA ST MCHENRY IL 600505342, MCHENRY, IL 60050-5342 |
| Document Number | 0000013179 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 13179 |
| Name | CONSUMER CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 12, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $64,304 Land $11,571 Building $52,733 | $192,912 Land $34,713 Building $158,199 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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