McHenry County property record for 4313 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,504 sqft · built 1956 |
| Lot Size | 0.22 acres (9,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Dec 2018) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-278-006 |
| Primary APN | 09-34-278-006 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,136 sqft |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 9,592 sqft |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4313 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0041969 LT 4 COONEY HEIGHTS 3RD ADDN MEMO: BARRY, JEFFRY THOMAS/JENNIFER M |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 34 |
| Legal Subdivision | COONEY HEIGHTS 3RD ADD |
| Legal Block | 278 |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 870605 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4313 PONCA ST, MCHENRY, IL 60050-5341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Dec 12, 2018 | Deed, Transfer · Conventional Mortgage HOME STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Feb 13, 2012 |
| Deed Document Number | 2018R0041969 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4313 PONCA ST, MCHENRY, IL 60050-5341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000063236 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021R0063236 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 12, 2018 |
| Property Address | 4313 PONCA ST, MCHENRY, IL 60050-5341 |
| Document Number | 0000041969 |
| Map Reference | MB12 PG23 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 2018R0041969 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4313 PONCA ST, MCHENRY, IL 60050-5341 |
| Document Number | 0000041970 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018R0041970 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $61,862 Land $11,571 Building $50,291 | $185,586 Land $34,713 Building $150,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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