McHenry County property record for 4314 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,422 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2019) |
| Tax Bill | $5,573 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-276-015 |
| Primary APN | 09-34-276-015 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,422 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4314 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0037064 LT 35 COONEY HEIGHTS 2ND ADDN |
| Legal Subdivision | COONEY HEIGHTS 2ND ADDN |
| Legal Block | 276 |
| Legal Lot Number | 35 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 870605 |
4314 Ponca St is owned and occupied by an individual who bought it in October 2019.
Source: McHenry County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 31, 2019 | Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 201937064 |
| Prior Transfer Date | Dec 11, 2008 |
| Prior Transfer Doc | 0000041861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000006589 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026R0006589 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000004875 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023R0004875 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 31, 2019 |
| Property Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000037064 |
| Map Reference | DOC276884MB11PG101 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 2019R0037064 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4314 PONCA ST, MCHENRY, IL 60050-5342 |
| Document Number | 0000037065 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019R0037065 |
| Name | FIRST CENTENNIAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,573.00 | $73,883 Land $13,921 Building $59,962 | $221,649 Land $41,763 Building $179,886 |
| 2022 | Homeowner's exemption | $61,409 Land $11,571 Building $49,838 | $184,227 Land $34,713 Building $149,514 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4314 Ponca St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4314 Ponca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures