4316 Stonebridge Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 4316 Stonebridge Rd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,195 sqft · built 2000
Lot Size0.641 acres (27,949 sqft)
OwnerIndividual Name on File
Last Sale$1,853,000 (Apr 2025)
Tax Bill$15,239 (2025)
Deeds & MortgagesMay 2022 Sale
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-9745-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-9745-3
Alternative APN
  • 00-2S-22-1443-00EE-0120

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,195 sqft Heated Area
Gross Area4,828 sqft
1st Floor Area3,195 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area27,949 sqft (0.641 acres)
Garage TypeFinished
Garage Area960 sqft
PorchOpen Porch
Porch Area673 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4316 STONEBRIDGE RD
CityDESTIN
StateFL
Zip32541-3461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PHI @ KELLY PLNTN LOT 12 BLK EE
Legal Range22
Legal Township02S
Legal SubdivisionSTONEBRIDGE PH I @ KELLY PLANTATION
Legal Phase1
Legal BlockEE
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1054
Census Tract23304

Owner

4316 Stonebridge Rd is owned by an individual who bought it in April 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9588 BYRD RD, BON AQUA, TN 37025-2706
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 10, 2021Warranty Deed, Transfer
Jun 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
SERVISFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2025 · Amount on File
Deed SaleApr 28, 2025 · Amount on File
Prior SaleJun 28, 2024 · Amount on File
Deed Document Number3750450
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 25, 2022
Property Address4316 STONEBRIDGE RD, DESTIN, FL 32541-3461
Document Number0036240132
Book / Page3624 / 132
Map ReferenceMB 18 PG 27-29
Instrument DateMay 20, 2022
Instrument3552844
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$11,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address408 KELLY PLANTATION DR UNIT 812, 812, DESTIN, FL 32541-8475

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 SHORE BRIDGE CIR, INLET BEACH, FL 32461-8514

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 10, 2021
Property Address4316 STONEBRIDGE RD, DESTIN, FL 32541-3461
Document Number0035922323
Book / Page3592 / 2323
Map ReferenceMB 18 PG 27-29
Instrument DateDec 9, 2021
Instrument3512064
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount on Record
Tax$6,293.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 KELLY PLANTATION DR, DESTIN, FL 32541-8473
InvestorPossibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4316 STONEBRIDGE RD, DESTIN, FL 32541-3461
Document Number0033612765
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 HIGHWAY 98 E #B603 DESTIN FL 325418518, B603, DESTIN, FL 32541-8518

Mortgage

Document Number0033612765
DateAug 1, 2018
Book Page003361/002765
Instrument3223460
Lender
NameSERVISFIRST BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4316 Stonebridge Rd was $15,239.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,239.00$1,449,061 Land $247,419 Building $1,201,642$1,449,061 Land $247,419 Building $1,201,642
2023$10,553.00 (+9.28%) Homeowner's exemption$1,029,924 (+14.49%) Land $217,958 Building $811,966$1,029,924 (+14.49%) Land $217,958 Building $811,966
2022$9,657.00$899,604 Land $198,144 Building $701,460$899,604 Land $198,144 Building $701,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4316 Stonebridge Rd in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2000)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4316 Stonebridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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